Tax Return Verifications (TRV)

QUICKLY VERIFY INCOME, REDUCE FRAUD

Minimize paperwork hassles for your borrower
A TRV from CCI is used to verify the validity of a borrower's income by referencing tax returns filed with the Internal Revenue Service. Mortgage Brokers can utilize the TRV service to streamline the loan approval process by providing a convenient method for borrowers to supply income information during the loan application process without having to search for old records that may have been lost or misplaced.

TRV services available through CCI include:

1040 Individual Income Tax Returns
W-2 Individual Tax and Wage Statements
1065 Partnership Income Tax Returns
1120 Corporation Income Tax Returns

Tax returns and wages statements can be requested for up to the previous four years and are delivered in about 48 hours.

Just need to verify a tax return was filed?
Utilize CCI’s Tax Filing Verification (TFV) service to verify whether a borrower has filed income taxes for the previous 4 years and if the borrower has filed a Schedule C and Schedule E (Profit/Loss Statement). The TFV product is excellent for stated income loans, NIV loans and the self-employed borrower.